E

Ed

Great app. Simple to use and very intuitive.

BW

Brett Wareham

The WayPointBudget program, through both the web interface and the mobile interface, is much better than using plain Excel to manage a budget and is now our preferred method of budget tracking.

AC

Adam Cabral

Very helpful budget tracker! Highly recommend.

VS

Viona Smith

Fantastic app to use. Developers are super helpful, provide and take great honest feedback. Really trying to make this app even more amazing then it already is. So happy I found it.

TD

T. D.

The program is great, but what sets it apart are two things: 1) When you need any questions answered, they answer by email within the same day. and 2) They are always upgrading their system with new features!

Ryan Plester

Great budgeting tool for less money than others. The dashboard is particularly insightful

AB

Ayla Bee

A great replacement for MINT and more intuitive than MINT was!

F

Fargo6

what makes this a 5 star app is the few issues that arose or that I was confused about such as importing transactions and linking banks. I contacted the developer and they messaged back quickly that they implemented fix's for my issues and to retry it. this to me is a very active development team that cares about the product they are selling. 5 star for trust.

Jodi Harbarenko

What an incredible find Waypoint Budget is! I used MINT for well over a decade before it ended, and then switched to YNAB for a couple of years as there seemed to be nothing else available to Canadians. While I liked some aspects of YNAB, it was very expensive and was pretty frustrating to work with in some of its features. I stumbled on Waypoint after asking the internet if any new alternatives were around, and it suggested this great program. Not only is it Canadian, but the price is far better than YNAB, the features are more straightforward to work with (more like MINT used to be), and its founder and designer is incredibly supportive with any questions I have. He has responded right away to any questions or problems I am facing and always makes sure I have everything working as it should be. He is even open to new suggestions of features that I enjoyed in YNAB that are missing in Waypoint and is always improving his program with new changes! It's so amazing to see it evolving. I ended my YNAB subscription and am very happy with my experience thus far with Waypoint. I have the PRO version and have my banks connected to download transactions, and I love that categorizing is straightforward and the dashboard gives me a clear picture of what I've spent in each category and what remains. I know Jamal, the founder, is working with bank connections to make them easier to refresh, but the workaround he gave me is perfect and works like a charm. I give this budgeting program five stars and would say it is worth its value as a life-long budget geek--but also because it is a young Canadian software developer who brought it into being! Incredible program and very worth the trial... and subsequent subscription!

K

Kerem

Great budgeting app with very active development team! I've been using it for over 5 months and very happy with the user experience. The paid feature to use Plaid to sync bank transactions is worth considering on its own. Filters credit card payment and receive transactions well enough by itself and provides a lot of customization.

J

JD

Very easy to use. Developers are open to suggestions too. One of the best Canadian budgeting apps out there.

S

Sabine

If you’re looking for a Canadian-made budgeting solution, look no further. Waypoint is easy to use, even for a budgeting novice — the layout and functionality just make sense, and there’s an app as well. Best of all, if you ever have questions, you get a real human to help you out quickly. Thank you!

J.P. Métivier

Outstanding product built by an attentive and responsive team. By far the best budgeting tool I've tried. I wish they had a referral program because I'm already referring it to my close circle.

AH

Ahmed H.

Just what I was looking for. Pulls transactions directly from my canadian bank accounts (works great for scotiabank and cibc), simple and clean design, ability to budget, track and compile reports on spending per category/month/year etc. Best such product out there for Canadians.

JW

James W

One of the best budgeting apps I've used. Not unnecessarily invasive, functional, adaptable. Developing and updating faster than the issues can annoy you. Canadian made is also a huge bonus. Keep up the stellar work team!

Leon Gongola

the subscriptions tracking love how it automates and fills in by itself without having me to manually input each transaction every time good transaction tracking, I love the budgeting feature helps to see what payments are coming up and how much is you fixed total cost per month.

E

Ed

Great app. Simple to use and very intuitive.

BW

Brett Wareham

The WayPointBudget program, through both the web interface and the mobile interface, is much better than using plain Excel to manage a budget and is now our preferred method of budget tracking.

AC

Adam Cabral

Very helpful budget tracker! Highly recommend.

VS

Viona Smith

Fantastic app to use. Developers are super helpful, provide and take great honest feedback. Really trying to make this app even more amazing then it already is. So happy I found it.

TD

T. D.

The program is great, but what sets it apart are two things: 1) When you need any questions answered, they answer by email within the same day. and 2) They are always upgrading their system with new features!

Ryan Plester

Great budgeting tool for less money than others. The dashboard is particularly insightful

AB

Ayla Bee

A great replacement for MINT and more intuitive than MINT was!

F

Fargo6

what makes this a 5 star app is the few issues that arose or that I was confused about such as importing transactions and linking banks. I contacted the developer and they messaged back quickly that they implemented fix's for my issues and to retry it. this to me is a very active development team that cares about the product they are selling. 5 star for trust.

Jodi Harbarenko

What an incredible find Waypoint Budget is! I used MINT for well over a decade before it ended, and then switched to YNAB for a couple of years as there seemed to be nothing else available to Canadians. While I liked some aspects of YNAB, it was very expensive and was pretty frustrating to work with in some of its features. I stumbled on Waypoint after asking the internet if any new alternatives were around, and it suggested this great program. Not only is it Canadian, but the price is far better than YNAB, the features are more straightforward to work with (more like MINT used to be), and its founder and designer is incredibly supportive with any questions I have. He has responded right away to any questions or problems I am facing and always makes sure I have everything working as it should be. He is even open to new suggestions of features that I enjoyed in YNAB that are missing in Waypoint and is always improving his program with new changes! It's so amazing to see it evolving. I ended my YNAB subscription and am very happy with my experience thus far with Waypoint. I have the PRO version and have my banks connected to download transactions, and I love that categorizing is straightforward and the dashboard gives me a clear picture of what I've spent in each category and what remains. I know Jamal, the founder, is working with bank connections to make them easier to refresh, but the workaround he gave me is perfect and works like a charm. I give this budgeting program five stars and would say it is worth its value as a life-long budget geek--but also because it is a young Canadian software developer who brought it into being! Incredible program and very worth the trial... and subsequent subscription!

K

Kerem

Great budgeting app with very active development team! I've been using it for over 5 months and very happy with the user experience. The paid feature to use Plaid to sync bank transactions is worth considering on its own. Filters credit card payment and receive transactions well enough by itself and provides a lot of customization.

J

JD

Very easy to use. Developers are open to suggestions too. One of the best Canadian budgeting apps out there.

S

Sabine

If you’re looking for a Canadian-made budgeting solution, look no further. Waypoint is easy to use, even for a budgeting novice — the layout and functionality just make sense, and there’s an app as well. Best of all, if you ever have questions, you get a real human to help you out quickly. Thank you!

J.P. Métivier

Outstanding product built by an attentive and responsive team. By far the best budgeting tool I've tried. I wish they had a referral program because I'm already referring it to my close circle.

AH

Ahmed H.

Just what I was looking for. Pulls transactions directly from my canadian bank accounts (works great for scotiabank and cibc), simple and clean design, ability to budget, track and compile reports on spending per category/month/year etc. Best such product out there for Canadians.

JW

James W

One of the best budgeting apps I've used. Not unnecessarily invasive, functional, adaptable. Developing and updating faster than the issues can annoy you. Canadian made is also a huge bonus. Keep up the stellar work team!

Leon Gongola

the subscriptions tracking love how it automates and fills in by itself without having me to manually input each transaction every time good transaction tracking, I love the budgeting feature helps to see what payments are coming up and how much is you fixed total cost per month.

MA

Miguel Amigos

Easy to use, great layout and great way to keep track of things.

VT

Vaibhav Turakhia

I have been on many budgeting apps, and so far this has been the most easiest and productive app for budgeting. Love it!

M

Max

I've been using Waypoint Budget mainly to manage a single account, and it handles everything far better than other competitors on the market. The built-in AI is honestly the best part. It makes tracking expenses and managing my account completely effortless. It saves so much manual work. Highly recommend if you want a clean app with AI that actually works!

JM

Justin Miller

I've been looking for an effective tool since Mint shutdown. Although there's some app glitches still being sorted out, Waypoint is 100% the best option I've had available to me!

NS

Noor Soultan

I looked and downloaded a lot of budgeting apps but this one is my fav. Its so easy to upload transaction my problem was connecting my bank to the app but now i just upload screen shots directly

R&

Robert & Linda Johnstone

Waypoint is very user friendly with a clean and simple user interface. It's super helpful and gives great insight into household finances.

BW

Barbara Whittaker

Wonderful experience excellent customer support and product!!

M

Mike

This app makes budgeting and tracking your money simple. It is intuitive and well developed. But what really makes this app head and shoulders above other apps is the developers desire to make it better. Not only did they reply back to questions I had about certain functions (I find it rare that app developers even respond to emails or messages), they made changes to the app to address these issues. Amazing!!

Byra Dineshkumar

As someone who is still a beginner when it comes to personal finance and budgeting, I've found Waypoint to be incredibly helpful in terms of making the process of tracking expenses and learning how to budget less daunting. I haven't upgraded to being able to sync banking transactions just yet, but even the process of manually entering my expenses, and having a clear visual of where I'm at and my goals has been empowering. I especially love the dashboard, the user interface is easy to navigate. Excited to continue to explore the different features Waypoint has to offer, and to see the platform grow as whole :)

Bill Lee

This budget app works great for my needs. I'm using the free version right now but may opt for the paid version in the future. It is very straightforward and easy to use. Oh, and it's Canadian! Bonus points.

Shannon Talarico

So far so great!!! Coming from a different budgeting app to this one I am really happy with the layout and simplicity/intuitiveness of the various tabs and views. I like so many of the features and I'm happy to be supporting a Canadian company. I wish I didn't have to reconnect the banks so often but I understand that is a bank issue and not something within Waypoint's control. They make it easy to reconnect so that's good.

Jared Friesen

Great with Canadian bank. The user interface is great. Budget tool is perfect.

TS

Tony S Pietromonaco

Great product and excellent customer service

V

Valerie

I'm a senior with a bit of bookkeeping experience from long ago. That's relevant because I am thrilled to bits that I have found Waypoint to be so easy to use. Of course, there is a learning curve, but between Waypoint themselves and ChatGPT, I've been able to navigate the whole thing. I highly recommend Waypoint -- it's designed for Canadians, which is huge for me, and designed with privacy integrity as well.

SA

Seif Allaoua

Impressive, it really surpassed my expectations, and I am usually a difficult customer when it comes to technology solutions. As a computer engineer myself, and a two weeks customer, I can already tell that the team at WayPoint did a fantastic work on this, despite Canadian banks having legacy and conservative methods of interacting with third parties. Two weeks in, I have already started seeing improvement in the way I manage my finances and I am able to forecast what's coming in savings, spending and reaching long term financial goals. A true five star solution. Thank you

MA

Miguel Amigos

Easy to use, great layout and great way to keep track of things.

VT

Vaibhav Turakhia

I have been on many budgeting apps, and so far this has been the most easiest and productive app for budgeting. Love it!

M

Max

I've been using Waypoint Budget mainly to manage a single account, and it handles everything far better than other competitors on the market. The built-in AI is honestly the best part. It makes tracking expenses and managing my account completely effortless. It saves so much manual work. Highly recommend if you want a clean app with AI that actually works!

JM

Justin Miller

I've been looking for an effective tool since Mint shutdown. Although there's some app glitches still being sorted out, Waypoint is 100% the best option I've had available to me!

NS

Noor Soultan

I looked and downloaded a lot of budgeting apps but this one is my fav. Its so easy to upload transaction my problem was connecting my bank to the app but now i just upload screen shots directly

R&

Robert & Linda Johnstone

Waypoint is very user friendly with a clean and simple user interface. It's super helpful and gives great insight into household finances.

BW

Barbara Whittaker

Wonderful experience excellent customer support and product!!

M

Mike

This app makes budgeting and tracking your money simple. It is intuitive and well developed. But what really makes this app head and shoulders above other apps is the developers desire to make it better. Not only did they reply back to questions I had about certain functions (I find it rare that app developers even respond to emails or messages), they made changes to the app to address these issues. Amazing!!

Byra Dineshkumar

As someone who is still a beginner when it comes to personal finance and budgeting, I've found Waypoint to be incredibly helpful in terms of making the process of tracking expenses and learning how to budget less daunting. I haven't upgraded to being able to sync banking transactions just yet, but even the process of manually entering my expenses, and having a clear visual of where I'm at and my goals has been empowering. I especially love the dashboard, the user interface is easy to navigate. Excited to continue to explore the different features Waypoint has to offer, and to see the platform grow as whole :)

Bill Lee

This budget app works great for my needs. I'm using the free version right now but may opt for the paid version in the future. It is very straightforward and easy to use. Oh, and it's Canadian! Bonus points.

Shannon Talarico

So far so great!!! Coming from a different budgeting app to this one I am really happy with the layout and simplicity/intuitiveness of the various tabs and views. I like so many of the features and I'm happy to be supporting a Canadian company. I wish I didn't have to reconnect the banks so often but I understand that is a bank issue and not something within Waypoint's control. They make it easy to reconnect so that's good.

Jared Friesen

Great with Canadian bank. The user interface is great. Budget tool is perfect.

TS

Tony S Pietromonaco

Great product and excellent customer service

V

Valerie

I'm a senior with a bit of bookkeeping experience from long ago. That's relevant because I am thrilled to bits that I have found Waypoint to be so easy to use. Of course, there is a learning curve, but between Waypoint themselves and ChatGPT, I've been able to navigate the whole thing. I highly recommend Waypoint -- it's designed for Canadians, which is huge for me, and designed with privacy integrity as well.

SA

Seif Allaoua

Impressive, it really surpassed my expectations, and I am usually a difficult customer when it comes to technology solutions. As a computer engineer myself, and a two weeks customer, I can already tell that the team at WayPoint did a fantastic work on this, despite Canadian banks having legacy and conservative methods of interacting with third parties. Two weeks in, I have already started seeing improvement in the way I manage my finances and I am able to forecast what's coming in savings, spending and reaching long term financial goals. A true five star solution. Thank you

D

David

Modern easy to use

De-anna Lea

I’m really liking waypoint. I have been using EveryDollar for the last 6 yrs and switched over last month. I like the analytics and set up has been fairly easy. Bit of a learning curve with rollover accounts but that’s user error I’m fairly sure. Really like all the options.

KR

Khalil Redd

So far love the app!! It’s very efficient and does an excellent job of defining and labeling transactions. Anything it struggles with it flags and allows you to label it yourself and it remembers that for future similar transactions. Also it updates well

Maxime

Great interface and support for banks.

AA

Alex Anna

In-depth analysis of my finance. Visual and easy to use. The best app.

G

Georgette

I have been looking for a way to budget as I look move towards retirement. I had tried YNAB, MINT, and a few others, but found them too complicated. Many of the apps have very dark interfaces which is off putting to me. When I came upon Waypoint Budget, the first thing I liked was the clean look of the website. It is easy to navigate between the different tools - budget, categories, transactions, etc. I was able to connect my bank easily. I now actually enjoy keeping track of my finances. The tool is great, but the service is even better. I had a couple of questions and when I wrote to the website creator, he connected with me within hours, sometimes minutes. He is awesome to work with and has even taken a suggestion I made to make the website even better. He is constantly striving to meet the needs of his clients. I gladly signed up for a year. Check out Waypoint Budget. You will not be disappointed.

H

Helene

The book mark version has proven to be so helpful in managing my money in a simple format that is easy to review and edit - along with subscribing to access one financial institution ($8/month CAD) to track my accounts - while the goals dashboard keeps me on track to paying down debt. Now they have finally created an app... (as of July 2026)... time will tell how that compares.

KG

Kristin Gyuran

New to this app and love it. I really appreciate how you can interact with the creators to ask questions and recommend improvements. I find it easy to use and it syncs with my bank easily. Would highly recommend to anyone wishing to be more mindful with their money.

Stevie Baker

Waypoint is amazing. It's intuitive and easy to use. It allows you to set goals, track budget lines, group things together into categories and shows pie charts of the percentages of your budget. You can set goals and feel completely in control and informed. It's an excellent budgeting app the the customer service is second to none.

F

Félix

I've been searching for the perfect budget app for years, and this one is even Canadian? Jackpot!

MT

Mathieu Thériault

Great canadian financial planning application. Focuses on what's important, lots of potential and delivers on most of it, the rest will come as they are updating the application steadily on what matters most. Support is superb, quick, detailed, with troubleshooting steps and possible solutions as soon as the first message.

Johnny D.

It's a really great tool to get you started on your budgeting journey. Easy to understand and navigate, easy to customize. On top of that they have rapid customer service - when I had questions they would respond within 24h-48h. Impressive stuff! Keep doing what you're doing.

C

Chad

This is the best Canadian budgeting platform I've used so far. I've tried many other budgeting platforms, but always ended up going back to my spreadsheets-until now. the layout is clean and intuitive, and its incredibly simple and efficient to use. waypoint budget finally gives me everything i liked about with my spreadsheets, without the hassle.

JP

Jacques Persoons

Finally find an app that suits all our needs. Quite Simple to use and very intuitive. I tried few other apps that were WAY TO COMPLICATED! It is also well adapted for Canadians. Customer service is also top of the line…

DW

David Wicklund

Waypoint makes all aspects of budgeting and tracking expenses really easy and fun. The interface and features provide all the functionality that is required. Beautiful app.

D

David

Modern easy to use

De-anna Lea

I’m really liking waypoint. I have been using EveryDollar for the last 6 yrs and switched over last month. I like the analytics and set up has been fairly easy. Bit of a learning curve with rollover accounts but that’s user error I’m fairly sure. Really like all the options.

KR

Khalil Redd

So far love the app!! It’s very efficient and does an excellent job of defining and labeling transactions. Anything it struggles with it flags and allows you to label it yourself and it remembers that for future similar transactions. Also it updates well

Maxime

Great interface and support for banks.

AA

Alex Anna

In-depth analysis of my finance. Visual and easy to use. The best app.

G

Georgette

I have been looking for a way to budget as I look move towards retirement. I had tried YNAB, MINT, and a few others, but found them too complicated. Many of the apps have very dark interfaces which is off putting to me. When I came upon Waypoint Budget, the first thing I liked was the clean look of the website. It is easy to navigate between the different tools - budget, categories, transactions, etc. I was able to connect my bank easily. I now actually enjoy keeping track of my finances. The tool is great, but the service is even better. I had a couple of questions and when I wrote to the website creator, he connected with me within hours, sometimes minutes. He is awesome to work with and has even taken a suggestion I made to make the website even better. He is constantly striving to meet the needs of his clients. I gladly signed up for a year. Check out Waypoint Budget. You will not be disappointed.

H

Helene

The book mark version has proven to be so helpful in managing my money in a simple format that is easy to review and edit - along with subscribing to access one financial institution ($8/month CAD) to track my accounts - while the goals dashboard keeps me on track to paying down debt. Now they have finally created an app... (as of July 2026)... time will tell how that compares.

KG

Kristin Gyuran

New to this app and love it. I really appreciate how you can interact with the creators to ask questions and recommend improvements. I find it easy to use and it syncs with my bank easily. Would highly recommend to anyone wishing to be more mindful with their money.

Stevie Baker

Waypoint is amazing. It's intuitive and easy to use. It allows you to set goals, track budget lines, group things together into categories and shows pie charts of the percentages of your budget. You can set goals and feel completely in control and informed. It's an excellent budgeting app the the customer service is second to none.

F

Félix

I've been searching for the perfect budget app for years, and this one is even Canadian? Jackpot!

MT

Mathieu Thériault

Great canadian financial planning application. Focuses on what's important, lots of potential and delivers on most of it, the rest will come as they are updating the application steadily on what matters most. Support is superb, quick, detailed, with troubleshooting steps and possible solutions as soon as the first message.

Johnny D.

It's a really great tool to get you started on your budgeting journey. Easy to understand and navigate, easy to customize. On top of that they have rapid customer service - when I had questions they would respond within 24h-48h. Impressive stuff! Keep doing what you're doing.

C

Chad

This is the best Canadian budgeting platform I've used so far. I've tried many other budgeting platforms, but always ended up going back to my spreadsheets-until now. the layout is clean and intuitive, and its incredibly simple and efficient to use. waypoint budget finally gives me everything i liked about with my spreadsheets, without the hassle.

JP

Jacques Persoons

Finally find an app that suits all our needs. Quite Simple to use and very intuitive. I tried few other apps that were WAY TO COMPLICATED! It is also well adapted for Canadians. Customer service is also top of the line…

DW

David Wicklund

Waypoint makes all aspects of budgeting and tracking expenses really easy and fun. The interface and features provide all the functionality that is required. Beautiful app.